Watercraft & Boat Insurance
Watercraft & Boat Insurance Information
A boat can bring years of fun, enjoyment and many happy memories. However, boat ownership also comes with many exposures that could result in financial loss. Your valuable asset could be damaged or stolen, and there is the risk of accidents as with other vehicles. Boat insurance can help protect you and your investment. Contact the agents at Cole Hixon Insurance, Inc. to find out more.
What is Boat Insurance?
Boat insurance is similar to auto insurance in that it may provide protection from financial losses when injuries to others or damage to the boat occur. Boat insurance can also be tailored for different types of boats. Contact your agent at Cole Hixon Insurance for more details and to ensure you are receiving the coverages and protections you need.
What Does Boat Insurance Cover?
Boat insurance typically offers several coverages, including:
Liability Insurance: This may provide coverage for the injuries and property damage others sustain if you are at fault in an accident. It may also help pay for your legal costs arising from these unfortunate events.
Medical Payments: This helps cover medical payments for you or your passengers that arise from an accident.
Physical Damage: This may provide protection for the boat, its motor, its trailer, and other attachments and fittings. Both collision coverage, which may cover losses from collisions, and comprehensive coverage, which may cover non-collision losses like theft and vandalism, may provide this physical damage protection.
Your plan can also obtain several other coverages, including:
Guest passenger liability insurance
Wreck removal coverage
Pollution liability insurance
Reasonable repairs coverage
Other types of coverages and protections may be available. Finding the right protection could depend on how big your boat is, its replacement cost and how the boat will be utilized. Boat insurance may also supplement your existing homeowners and umbrella insurance policies. Contact Cole Hixon Insurance to discuss the best coverages for your situation.
What Does Boat Insurance Cost?
Boat insurance rates vary depending on several factors including the type, size and value of your boat, your claims history and how you use and store the boat. The coverages, limits and deductibles you select can also affect premiums.
Contact Us Today
The agents at Cole Hixon Insurance can help you find a policy that best fits your needs and budget. Give us a call at <706-353-8766> or visit our website at www.colehixoninsurance.com for more information.