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Cole Hixon Insurance Inc Blog

View the latest blog posts from Cole Hixon Insurance Inc.

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Tuesday, November 17, 2020

Save Money Now By Investing In Life Insurance

Life insurance tends to be the last thing on your mind when you are in your 20s and 30s. The focus is on a career, taking care of family, and getting ahead in life. Dealing with a heavy debt load from student loans and other obligations can make it seem impossible to set enough money aside for an expenditure like life insurance. READ MORE >>

Tuesday, October 27, 2020

What Affects Your Life Insurance Rate?

Buying life insurance is a big decision to make, and one of the first things people ask themselves is how much their coverage is likely to cost.    Like with all insurance options, insurers measure risks when determining your premium. READ MORE >>

Thursday, October 22, 2020

Questions to Ask Before You Buy Commercial Insurance for Your Business

Starting a business is an investment, whether you’re looking for a location or starting your company right out of your home. Protecting that investment is crucial, and you will want a business insurance policy that covers your assets.  Not all business insurance policies are created equal, however. READ MORE >>

Tuesday, October 20, 2020

Pest and Mold Safety in Your Home

It’s inevitable that your home will experience wear and tear over the years. Sometimes, damage can arise from small invaders that, while minuscule, can also be pervasive and even deadly. Common home invaders might be mold, pests and vermin. READ MORE >>

Thursday, October 15, 2020

Should I Pay My Car Insurance Premiums Monthly or Annually?

When you purchase a car insurance policy, you typically have the option to pay monthly or annual premiums. There are benefits and downsides to both, so it is important to make the right decision for you and your finances.  Upsides of Paying Annually  READ MORE >>

Tuesday, October 13, 2020

Life Insurance is for People of All Ages

Many people think that they only need life insurance as they get older and have a lot of financial obligations. However, you can still face death at any time of your life and it’s often best to have a plan in place in case of a worst-case scenario. READ MORE >>

Thursday, October 8, 2020

How is Business Interruption Compensation Calculated?

With many businesses put on hold due to COVID, wildfires and other unexpected incidents, many business owners are scrambling to search their policy for business interruption insurance. This insurance can compensate a business for money lost while the business is unable to operate normally due to government mandate, environmental disaster and more. READ MORE >>

Tuesday, October 6, 2020

Have a Mortgage? You Need Homeowner’s Insurance

Very few people can afford to pay for a new home in cash. That’s why most home buyers finance their home with a mortgage or other property loan. Once you take out a loan, it is your responsibility to repay it to the bank over the years.   However, what happens if something happens to your home in the meantime? READ MORE >>

Thursday, October 1, 2020

Whose Insurance Do I Use if I Crash Someone Else’s Car?

Crashing your own car, while scary, is relatively straight forward when it comes time to filing a claim. You can file a claim with your own insurer and generally receive compensation for damages and injuries you and your passengers may suffer, so long as you have the right insurance.  READ MORE >>

Tuesday, September 29, 2020

When Does Life Insurance Payout?

Life insurance is designed to compensate your loved ones in case of your passing, so most policies only payout once the policyholder passes away. The insurer must usually be provided with a proof of death, such as a death certificate. Most life insurance policies provide a lump sump payment for the beneficiaries listed on the policy. READ MORE >>

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Blog Archive
  • 2020

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