If you are planning a journey to a foreign land, it is time to consider travel insurance. When out of the USA, various unexpected events could occur – and you need to be prepared. What type of travel insurance do you need? A conversation with one of our friendly team members at Cole Hixon Insurance, Inc in Athens, Georgia, can help you get the travel insurance that makes sense in your situation.
Those who frequently travel outside the USA need travel insurance to protect against losses. There are several travel insurance plans available, each covering specific issues. Some plans cover the cost of trip cancellation, while others bring more extensive protection, including emergency medical care, medical transportation costs, trip delay protection, the cost of baggage replacement, rental car insurance, and travel assistance hotline services to address any problem that could arise.
Business travelers often have specific needs and may be carrying expensive equipment, samples, or other items. Should these items be lost, the cost of replacement could be staggering. Business equipment coverage is often needed in this situation.
For the casual traveler who is taking the opportunity to have a getaway to a foreign land, travel insurance can provide you with an added layer of protection against unforeseen circumstances. No one wants to face the need for medical assistance while overseas, but if it happens, you want to ensure you can get the treatment you need, no matter where you are. Lost baggage? Sadly, you could be left buying new luggage, clothing, and everything else you need for your trip. You will be glad you took the extra step to buy travel insurance, as these costs are covered, up to the limits set in your policy.
Planning a trip? Call us today so we can find the best travel insurance policy for you and your family. We are on-call, local, and ready to help.
Annual Multi-Trip Travel Insurance
Frequent travelers, all you have to do is plan your trips throughout the year knowing they are covered with Arch RoamRight’s Annual Multi-Trip Travel Insurance policy. While traditional travel insurance policies require individual purchases for each trip, our Annual Multi-Trip policy lets you make a single purchase and enjoy coverage for all your trips for an entire year.
Coverage and Benefit Limits
This policy offers extensive coverage, allowing you to travel with confidence.
- Canceled, Interrupted, or Delayed Trips: Life can be unpredictable, and so can your travel plans. Whether your trip is canceled, interrupted, or delayed (after 12+ hours) unexpectedly, an Annual Multi-trip travel insurance policy provides the support and coverage you need to help navigate these situations.
- Missed Connections: Missed flights or connections can be stressful, but with our policy, after 3+ hour of delay, it helps ease your worries during the moment knowing that covered events are reimbursable.
- Occupancy Upgrade: If your traveling companion cancels for a covered reason, but you still travel, we will reimburse you for the additional costs incurred as a result of a change in the per person occupancy rate for your travel arrangements.
- Lost, Stolen, or Damaged Baggage or Personal Effects: Your luggage is not just about clothes; it carries your essentials and souvenirs. Rest assured that you may be reimbursed for replacement of these items with our coverage, whether they’re lost, stolen, or damaged during your travels.
- Baggage Delay: We understand the frustration of waiting for your luggage to arrive. After 24+ hour delay, our policy reimburses for purchases of reasonable necessities made to continue enjoying your trip.
- Emergency Accident and Sickness Medical Expenses: Your health is a priority, no matter where you are in the world. Our policy provides coverage for the necessary medical and surgical cost if you become sick or accidentally injured while on a trip..
- Emergency Medical Evacuation*: In the event of a medical emergency, our policy responds by arranging transportation to the nearest suitable medical facility; helping you return home, if medically necessary and provide round-trip economy air fare for a companion to visit if you are traveling alone and hospitalized for more than 7 days.
- Repatriation of Remains*: We understand the importance of dignity, especially in challenging times. Our coverage provides for repatriation of remains to be returned back to the insured’s city of primary residence in the U.S.A that will be handled with care and respect.
- Accidental Death & Dismemberment: Unexpected accidents can happen. Our policy pays a lump sum payment for a death or dismemberment event which helps while handling a difficult situation.
- Political & Security Evacuation: In today’s unpredictable world, safety is paramount. Our policy provides coverage for reasonable evacuation expenses incurred for your transportation to the nearest safe haven if you must leave your trip for a covered political or security event. Evacuation must occur within 7 days of the event.
* Benefits limited to one occurrence per policy term.*
Policy Details
- Maximum traveler age: 75.
- Trip duration limited to 30 days per trip.
- Annual trip cost maximum: $7,500.
- Coverage for medical evacuation and repatriation of remains is limited to one occurrence per policy term.
Emergency Travel Assistance Services
With each Multi-Trip policy, you gain access to our 24/7 emergency travel assistance services, available from anywhere in the world.
Travel Assistance
- Replacement of Lost or Stolen Travel Documents
- Emergency Travel Arrangements
- Transfer of Funds
- Legal Referrals
- Language Services
- Message Transmittals
Medical Assistance
- Worldwide Medical and Dental Referrals
- Monitoring of Treatment
- Relay of Insurance and Medical Information
- 24-Hour Health Information
- Medication and Vaccine Transfers
- Updates to Family, Employer, and Home Physicians
- Replacement of Corrective Lenses and Medical Devices
Emergency Transportation Arrangements
For coverage, these services must be arranged by designated travel assistance provider.
- Emergency Medical Evacuation
- Medically Necessary Repatriation
- Repatriation of Deceased Remains
- Return of Dependent Children
- Emergency Medical Reunion
- Emergency Political or Security Evacuation
Travel with confidence, knowing that Arch RoamRight’s Annual Multi-Trip Travel Insurance has you covered every step of the way.