Inland Marine Insurance
Inland Marine Insurance Quote Forms
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Inland Marine Insurance Information
Inland marine insurance may provide essential protection for your business’s property. This type of coverage protects material, products or equipment that moves or is transportable, and/or is instrumental in transportation or communication.
The agents at Cole Hixon Insurance Inc. can help you secure the inland marine insurance coverage your business needs. Contact us today for more information.
What Does Inland Marine Insurance Cover?
Inland marine insurance was developed from ocean marine insurance that protected products shipped over water. As the transportation of goods evolved to include trucks, trains and other automobiles, inland marine insurance emerged to protect business property in transit over land.
Inland marine insurance covers a variety of commercial assets, including:
Property and cargo being transported overland.
Property that a third party is storing for a temporary period.
Property of a third party that your business is temporarily storing.
Specialty tools and equipment.
Equipment used to facilitate transportation (e.g., bridges) or communication (e.g., radio towers).
Specific types of coverage that may fall under the inland marine insurance umbrella include:
Motor truck cargo coverage, which may cover items during transportation or loading/unloading.
Builder’s risk, which may cover property during construction projects.
The above list is not all-inclusive, and coverage for other property and equipment may be available. Inland marine insurance can help supplement your other commercial property policies, which may exclude high-value assets or tools and equipment in transit. Your Cole Hixon Insurance agent can discuss options, exclusions and limits. Contact us for additional information.
How Much Does Inland Marine Insurance Cost?
Several factors can affect the cost of inland marine insurance. The amount of coverage you select, the size of your business and the value of the insured property could all influence its premiums.
The team of professionals at Cole Hixon Insurance can help your business obtain the right inland marine insurance policy at the best value. Contact us today to get started.