Watercraft & Boat Insurance
Watercraft & Boat Insurance Quote Forms
Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.
Watercraft & Boat Insurance Information
Boat accidents can occur while on the water or docked, often leading to high repair expenses. Boat insurance can be a great way to limit out-of-pocket costs following a covered accident. Choosing the right coverage can be challenging, and the Cole Hixon agents are here to help guide you through the process.
What Is Boat Insurance?
Boat insurance is coverage boat owners get to protect themselves financially after a covered incident, such as collisions or property damage, depending on the policy. You typically pay an insurance premium to your provider in return for financial assistance following an accident. Some insurance carriers may require you to pay a deductible, an out-of-pocket cost you must pay before insurance helps cover remaining accident-related expenses.
What Does Boat Insurance Cover?
Policies vary among boat owners. However, some standard coverage options included in boat insurance tend to be the following:
-
Boat liability coverage
-
Comprehensive/collision coverage
-
Medical payments coverage
-
Uninsured/underinsured boater coverage
Some policies can be tailored to include additional coverage options. The Cole Hixon agents can help you learn more about customizing your policy.
Is Boat Insurance Required?
Georgia law does not require boat insurance. However, some marinas, docks or storage facilities may require you to have some proof of financial responsibility. Accidents may be challenging to recover from without sufficient coverage, so boat insurance is essential. The right policy can reduce your chances of facing excessive out-of-pocket expenses after an accident.
Where Can I Find Coverage?
If you are a boat owner near Athens or Watkinsville, Georgia, the experienced agents at Cole Hixon can assist you in learning about boat insurance to help you decide on the right policy for you and your vessel.
For more information, contact our agency today at 706-353-8766.
|