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Home > Blog > What it is Scheduled Property Insurance?
MONDAY, NOVEMBER 29, 2021

What it is Scheduled Property Insurance?

If you own high-value items such as jewelry or artwork, getting scheduled property insurance might be something to consider. When a high-value item is destroyed or damaged, your scheduled property insurance will alleviate the stress of paying for replacement out of your own pocket. 

If you live near Athens, Georgia, we can help you find the right policy. The experienced agents at Cole Hixon Insurance Inc. will help you find an affordable scheduled property insurance policy that fits your exact needs. With our vast knowledge of the market, we will ensure that you are spared from paying expensive out-of-pocket recovery costs. 
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Visit our website or contact us at 706-353-8766 for a quote on a policy today. 

What is scheduled property insurance? 
Scheduled property insurance is added to a homeowners insurance policy to obtain coverage for expensive items that aren’t sufficiently covered by your homeowners policy. In order for an item to qualify as scheduled property, you typically need to get it appraised by a professional. Standard homeowners insurance only covers items up to a certain amount, and scheduled property insurance will increase that benefit. 

What does scheduled property insurance cover? 
Typically, a scheduled property insurance policy covers the following valuable items: 

  • Jewelry and furs 

  • Art and antiques 

  • Stamp or coin collections 

  • Firearms 

  • Musical instruments 

  • Expensive camera equipment 

It’s important to note that scheduled property insurance is an added benefit to your preexisting homeowners insurance policy. To find out if an item in your home qualifies as scheduled property, see a professional appraiser or contact one of our agents today. 

Questions or concerns? 
If you have any questions or concerns about scheduled property insurance policies, our agents at Cole Hixon will help you out. We want you to find an affordable and adequate policy, and we can help you do that with our years of experience and vast knowledge of the market. 

Visit our website or contact us today at 706-353-8766 for a quote on a policy. 

Posted 5:46 PM

Tags: home insurance
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